Insurance shopping is increasing in 2026 as homeowners and drivers face rising premiums, underwriting changes, and non-renewals. Learn why more people are comparing insurance policies and what to consider before switching coverage.

Many business owners believe they’re fully protected — until a claim exposes hidden gaps. In this guide, we break down the most common business insurance gaps in 2026, including low liability limits, missing umbrella coverage, cyber risks, EPLI exposures, and business income shortfalls. Learn how to identify coverage weaknesses before they become costly problems.

Buying a Condo in NJ? Here’s What Insurance You Actually Need If you’re buying a condo in New Jersey, one of the most confusing parts of the closing process is insurance. I receive calls every week from new condo buyers who say: “My lender says I need condo insurance… but doesn’t the association already cover the building?” The answer is: maybe — but not the way you think. Before purchasing a condo insurance policy (also called an HO-6 policy), you must first understand: What does the condo...