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Insurance requirements for NJ small businesses are changing in 2026. Learn which policies are required, which are recommended, and how to avoid coverage gaps.

Insurance isn’t “set it and forget it.” Life changes, rebuilding costs rise, and policies evolve. If you haven’t reviewed your insurance coverage in a while, there’s a good chance it no longer matches your life today.

Workers’ compensation class codes are numerical codes used by insurance companies to categorize your business based on the actual job duties your employees perform.

Why NJ homeowners are receiving insurance non-renewal notices—and what you can do to protect your coverage. If you received a NJ homeowners insurance non renewal notice , you are not alone. Homeowners across New Jersey—many with clean claim histories and well-maintained homes—are being notified that their policies will not renew in 2025. For many, it feels unexpected, confusing, and unfair. This guide will help you understand why this is happening , what it means for your hom