Commercial Insurance

Use this commercial insurance renewal checklist to review business changes, property values, liability limits, audits and potential coverage gaps before your company’s next renewal.

Does General Liability Insurance cover a social media defamation claim? A social media post takes seconds to publish. The liability it creates could last much longer. Imagine you own a contracting company in New Jersey. After losing a project to a competitor, you post on your company's Facebook page that the competitor uses inferior materials and cuts corners. A few weeks later, you receive a letter from an attorney. The competitor claims your statements are false, damaged it

Could Your Business Survive After a 90 Day Shutdown? You’ve spent years building your business. You have employees who depend on you, customers who expect you to be there, and bills that don’t stop just because your doors are temporarily closed. Now imagine a fire damages your building and forces you to shut down for two months. Your commercial property insurance may help repair the building and replace damaged equipment, inventory, and other covered property. But what happen

Many construction defect claims involve hidden structural components such as roofing systems, framing, and moisture barriers that may not show signs of damage for years. Whether you build custom homes, remodel kitchens, install roofing, or manage commercial construction projects, every completed job carries a certain amount of risk. Even after the final walkthrough is complete, permits have been closed, and the customer has paid the last invoice, your responsibility may not e

Summer storms are a fact of life throughout New Jersey, New York, and Pennsylvania. Strong winds, hail, heavy rain, lightning, and fallen trees can cause significant damage to homes and businesses in just a matter of minutes. If your property is damaged during a storm, it's easy to feel overwhelmed. Fortunately, taking the right steps immediately afterward can help protect your property, simplify the insurance claims process, and reduce the risk of additional damage. Here are

Employees using personal vehicles for work can create unexpected liability for your business. Learn how Hired and Non-Owned Auto coverage helps protect against costly claims.

Running a family business comes with unique risks that many owners do not realize until a claim happens. From liability exposure and workers compensation concerns to cyber risks and umbrella coverage gaps, this guide explains what NJ family business owners should know about protecting the business they’ve worked years to build.

What a $600 Million Warehouse Fire Teaches Business Owners in 2026 In April 2026, a warehouse fire in California caught the attention of the insurance industry for one reason—the scale. According to Insurance Journal, a warehouse worker allegedly set fire to a 1.2 million square foot Kimberly-Clark distribution center, resulting in an estimated $600 million loss. Twenty employees were inside at the time. Thankfully, no one was killed. The building and everything inside was a