Overmyer Insurance Agency, Cranford NJ 07016

Saving money on your insurance premiums is just the start. Insurance is time-consuming, costly, and complex. We solve this by simplifying the insurance process and optimizing your personal and business insurance experience with real agents.

This is the OIA way.


The Overmyer Insurance Agency is located in downtown Cranford, NJ, serving New Jersey and Pennsylvania regions. We specialize in providing auto, home, umbrella, business, and commercial insurance coverage and expertise.

Stay educated and informed about your insurance coverage. As a local independent insurance agency and dedicated personal insurance advisor, we understand that insurance is complex and time-consuming.  We are here to help you understand your insurance coverage and provide the appropriate protection and pricing for your unique needs. 

Insurance Coverage Designed For You:

Insurance Agent

Combine your auto, homeowners, and umbrella/personal excess liability insurance policies to maximize the discounts, reduce your premium and provide better coverage and asset protection.  

We also provide coverage for:

  • Homeowners Insurance 

    • Single Family Homes

    • Condos

    • Townhomes

    • Secondary and Seasonal Homes

    • Coastal Homes

    • Landlord and Rental Property

    • Short Term Rental Insurance (Airbnb)

    • Historic & High-Value Home Insurance

  • Fine Art, Valuable Collection, and Jewelry Insurance

  • Flood Insurance

  • Classic Car Insurance

  • Boat/Yacht Insurance

  • RV & Recreational Vehicle Insurance

Protect the business you have built. We are your personal insurance advocate and advisor, and keep your best interests in mind to find the best insurance coverage and company to meet your business needs.

The insurance coverage we provide:

  • Business Owners Policy (BOP)

  • Professional Liability

  • In-Home Business Coverage

  • Cyber Liability Insurance

  • General Liability Insurance

  • Commercial Property Insurance

  • Worker's Compensation Insurance

  • Commercial Auto Insurance


Our Latest Insurance Insights

Change Homeowners Insurance Companies.jpg

Do you let your homeowners policy renew without reviewing the coverage or cost?

Workers Compensation Coverage.jpg

Worker's compensation protects both the business owner and employee.  Find out how worker's compensation coverage works.

Certificate of Insurance - COI_edited.jpg

A Certificate of Insurance is similar to an auto ID card or homeowners evidence of insurance, find out why they are so important to businesses.

Classic Porsche 911 RS.jpg

How to protect your classic or exotic car with a company that specializes in classic car insurance coverage.

property damage.jpg

Know the steps to take in a property damage claim to make sure the claim goes as smoothly as possible.

Computer Error.jpg

Find out how cyber liability insurance coverage can protect your business from cyber-attacks and data breaches.

Lightbulb Icon

Give a little info, get a lot of insight

Start entering the information about your business or home and auto insurance needs, and we will take care of the rest.

Computer Icon

We analyze your needs 

We start by pricing and quoting your policies with the multiple companies we represent, then we fine-tune the quotes to meet your needs and budget.

Pen and agreement icon

Insurance designed for you in mind

Together we match you with the best insurance company, pricing, and coverage to fit your needs.

Talk bubble icon

Real-Time Consulting

We are here for you.  We are your dedicated personal insurance advisors and are just a call or click away for questions, claim assistance, or coverage reviews.

We work smarter to bring the most cost-effective risk management solutions to you.