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Overmyer Insurance Agency, Cranford NJ, Independent Insurance Agency

Saving money on your insurance coverage is just the start.

Optimize your personal and business insurance experience with dedicated independent insurance experts.

This Is Insurance The OIA Way.

Or, skip ahead and call us at 908-476-8685

Insurance is confusing, costly, and time-consuming.
We solve this.

We understand the struggle and frustration when it comes to the insurance purchasing process.

Endless hold times, inexperienced customer service representatives, chatbots, we get it. 


This is why we started the Overmyer Insurance Agency. We are your personal insurance advisor and are with you every step of the way. We are always available if you need to report a claim, have a question, or need to make a change to your policy.

Insurance Designed For You:

At OIA we provide a wide range of insurance products designed to fit the specific needs of our clients. We are simply the personal insurance advisor you didn't know you needed.

Combine your auto, homeowners, and umbrella/personal excess liability insurance policies to maximize the discounts, save money, and provide better coverage and asset protection. 

  • Homeowners Insurance 

  • Secondary and Seasonal Homes

  • Coastal Homeowners Insurance

  • Landlord and Rental Property

  • Short Term Rental Insurance (Airbnb)

  • Historic & High-Value Home Insurance

  • Personal Excess Liability/Umbrella Insurance

  • Fine Art, Valuable Collection, and Jewelry Insurance

  • Flood Insurance

  • Classic Car Insurance

  • Boat/Yacht Insurance

  • RV & Recreational Vehicle Insurance

Protect the small or commerical business you have built. We are your personal insurance advocate and advisor, and keep your best interests in mind to find the best insurance coverage and company to meet your business needs.

Overmyer Insurance Agency, Cranford NJ 07016

The Overmyer Insurance Agency is located in Cranford NJ and we specialize in auto, home, umbrella, business, and commercial insurance coverage in the New Jersey, New York, and Pennsylvania regions. 
No matter where you are, we are there for you.

We understand that insurance is complex and time-consuming. We solve this by optimizing your insurance experience, helping you understand your insurance coverage, and providing the right protection and pricing for your unique commercial or personal insurance needs.

Receive Quotes From Multiple Companies

As an independent insurance agency, we can provide competitive personal and business insurance quotes that are designed for you.

Travelers Insurance
Progressive for auto and business insurance coverage
CNA Insurance
The Hartford Business Insurance
Nationwide Insurance
Chubb Insurance


Excellent customer service is what OIA is known for. We are very appreciative of what our clients have to say about their insurance experiences.

"Adam at Overmyer has been fantastic - super friendly and helpful. We reviewed and revamped our insurance policy and it’s providing me with more coverage for the same price. The customer service is above and beyond. I love that I can contact them if there is an issue and don’t ever have to deal with the insurance companies directly or ever wait on hold. So much easier! Highly recommend."

-Laurie D.

Give a little info, get a lot of insight

Start entering the information about your business or home and auto insurance needs, and we will take care of the rest.

We analyze your needs 

We do the heavy lifting for you and start by quoting your policies with the multiple companies we represent. We then fine-tune the quotes to meet your needs and budget.

Insurance designed for you in mind

Together we match you with the best insurance company, pricing, and coverage to fit your needs.

Real-Time Consulting

We are here for you.  We are your dedicated personal insurance advisors and are just a call or click away for questions, claim assistance, or coverage reviews.

Finding the Right Insurance Coverage Doesn't Need To Be Complicated.

We streamline the process to give you a better insurance experience:


Start An Insurance Quote Today

Click below for a better and more personalized insurance experience without the hassle.

Our Latest Insurance Insights

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NJ non-profit insurance coverage can be complex and confusing. We help break down the coverage you need to help simply your insurance experience and better protect your organization.

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Understand what coinsurance is for your NJ business. Overmyer Insurance Agency simplifies the essentials, explaining why insurance companies use coinsurance and its impact on your business insurance coverage.

Overmyer Insurance Agency, Cranford NJ 07016 Union County

We're here to help make sense of your insurance coverage.
Our friendly insurance experts will help you save money and give you a better insurance experience. Contact us today!

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